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Click here for Home Equity Line and Loan Rates

Click here for more information on Home Equity Products

At Sharon & Crescent United Credit Union we know that your home is more than a place to hang your hat. It's an investment in the future. That's why we offer our members home equity lines of credit and home equity loans with competitive rates and flexible terms. By using the equity in your home to finance a new car, make home improvements, or consolidate bills, you are putting the investment into your home to work for you. 

For Home Equity Lines of Credit, we lend up to 80% of the assessed value or up to 80% of the appraised value less the remaining balance on your first mortgage on 1-4 family owner occupied residences.  For Home Equity Loans, we lend up to 80% of the assessed value or up to 80% of the appraised value less the remaining balance on your first mortgage on 1-4 family owner occupied residences.  Home Equity loan amounts start at $10,000 and go as high as $500,000.

If you would like to make some improvements in your home, we also offer low fixed-rate home improvement loans. We lend up to 80% of tax assessed value or up to 95% of the appraised value less applicable Mortgage Balance Liens. Home improvement loan amounts start at $3,000 and go as high as $40,000.

Our "On the House" refinance mortgage offers members the option to take cash out, has no points, no closing costs and no prepayment penalties. Click here to learn more about our 'On the House" option.

If you're not sure which product is right for you, speak with one of our Mortgage Consultants to help you determine which option fits your needs (and wants) best!  To learn more about the different features and benefits of each of our home equity products, read about them below.